Hail Damage
Hail doesn’t just impact your roof—it can also damage other critical parts of your home, like gutters, downspouts, vents, flashing, and window screens. When we meet with the insurance adjuster on-site, we make sure all damage is accounted for, not just what’s obvious on the roof. Our job is to ensure every aspect of your property is thoroughly inspected and documented.
When it comes to writing up an estimate, submitting supplements for overlooked items, or requesting a re-inspection, our detailed photo reports and analysis are key in proving the loss occurred within your policy’s coverage period. Our responsibility is to make sure you’re fully compensated for all damages your policy covers, leaving nothing out.
Wind Damage
Every claim is unique, just like every roofing system. An insurance company might suggest replacing only a few shingles or even just half of your roof, such as the front and left slopes. When it comes to wind damage, we not only understand the insurance policy inside and out, but we are also roofing experts. We have the experience to perform and document repair attempts. If your insurance company’s scope of work calls for patch repairs that could lead to bigger issues, it’s our job to present them with the necessary documentation, including photos, building codes, and policy details, to ensure you’re fully covered for your loss. Additionally, we stay informed on the differing laws and regulations across states, as well as the unique internal guidelines each insurance company follows.
Fire
Fire damage is among the most severe and costly forms of property loss. While fire losses in South Carolina make up a significant portion of claims, they account for less than half of the state’s overall fire insurance claims. The impact of fire is often far-reaching, affecting not just the structure but also the contents and integrity of the home. Fire damage requires thorough inspection, as smoke, soot, and water used to extinguish the fire can create secondary issues. Ensuring every aspect of the loss is properly documented is crucial to getting the full coverage you’re entitled to.
Water Damage
One of the most common water damage insurance claims stems from roof leaks. If left unaddressed, these leaks can lead to mold growth and structural corrosion. At Apex Claims, we handle not only roof leaks but also various other types of water damage, including flooding, burst pipes, and more. Whether it’s caused by storms, internal plumbing issues, or natural disasters, water damage can escalate quickly, and it's crucial to act fast. Our team ensures that all affected areas are properly assessed, documented, and covered by your insurance policy to help restore your property fully.
Tornadoes
Every year, around 1,200 tornadoes touch down across the United States, leaving a trail of destruction. When you're dealing with the aftermath of tornado losses, the last thing you want to face is the overwhelming task of managing insurance claims. That's where we step in—to guide you through the confusion, ensuring that every part of your damage is documented and that you're fully compensated. Whether it's structural damage, lost belongings, or both, we handle the details so you can focus on recovering.
Hurricanes
Hurricanes can bring widespread destruction, from wind damage to severe flooding. When a hurricane hits, handling insurance claims is likely the last thing you want to worry about. The process can be overwhelming and confusing, especially when you're dealing with such widespread damage to your home or business. At Apex Claims, we’re here to make sure your hurricane losses are fully documented and that you receive the maximum compensation your policy allows. We guide you through the entire claims process, ensuring nothing is overlooked, so you can focus on rebuilding and recovery.


.jpg)







